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PEOPLE LIVING STANDARD

                            Multi-dimensional  poverty  households  are  households  whose
                        monthly  average  income  per  capita  is  at  or  below  income-based
                        poverty line (welfare poverty line) or whose monthly average income

                        per  capita  is  above  income-based  poverty  line  but  below  minimum
                        living  standard  and  deprives  of  at  least  3  indices  for  measuring
                        deprivation  of  access  to  basic  social  services.  The  multi-dimensional
                        poverty  line  is  defined  upon  two  criteria,  including  income-based
                        criteria and basic-social-service-based criteria as follows:

                            Income-based criteria:

                            + Income-based minimum living standard is the income level that
                        guarantees  to  afford  basic  minimum  needs  for  a  person  to  survive,
                        including food, foodstuff demands and non-food consumption suitable
                        with  socio-economic  situation  of  the  province/city  directly  under
                        central management in each period.

                            +  Income-based  poverty  line  (also  welfare  poverty  line)  is  the
                        income level which household is considered as income poverty if its

                        income is lower than that level.

                            Criteria for deprivation of accessing to basic social services:

                            +  5  basic  social  services  include:  Health,  education,  housing,
                        clean water and sanitation and information accessibility.

                            +  10  indicators  for  measuring  level  of  deprivation:  (1)  Adult
                        education; (2) Child school attendance; (3) Accessibility to health care
                        services; (4) Health insurance; (5) Quality of house; (6) Housing area

                        per capita; (7) Drinking water supply; (8) Hygienic toilet/latrine; (9)
                        Use  of  telecommunication  services;  (10)  Assets  for  information
                        accessibility.


                            Monthly average income per capita is calculated by dividing the
                        total  income  of  household  in  a  reference  year  by  the  number  of
                        household members and by 12 months. Household income is the total


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